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How Mortgage Overpayments Reduce Term
May 11, 2026

How Mortgage Overpayments Reduce Term

See how mortgage overpayments reduce term, cut interest and bring mortgage freedom closer - plus when overpaying is smart and when to pause.
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Guide to Remortgaging Step by Step UK
May 9, 2026

Guide to Remortgaging Step by Step UK

A clear guide to remortgaging step by step UK homeowners can use to compare deals, avoid costly mistakes and move to a better mortgage.
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May 8, 2026

How Much Can I Borrow? 101: A Guide to Boosting Your Affordability Without the Stress

With the UK real estate market constantly evolving and interest rates stabilizing in 2026, understanding your true borrowing capacity has become more critical than ever. For many prospective homebuyers, the
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Best Mortgage Calculator for Affordability UK
May 7, 2026

Best Mortgage Calculator for Affordability UK

Find the best mortgage calculator for affordability UK buyers can use, what it misses, and how to avoid costly borrowing mistakes early on.
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Best Way to Use Gifted Deposit Money
May 5, 2026

Best Way to Use Gifted Deposit Money

Learn the best way to use gifted deposit money in the UK, avoid lender problems, protect your mortgage application and buy with confidence.
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Can I Get a Mortgage With Overtime Income?
May 3, 2026

Can I Get a Mortgage With Overtime Income?

Can I get a mortgage with overtime income? Yes, often you can - if lenders see it as regular, provable and likely to continue. Learn what counts.
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What Does Mortgage in Principle Mean?
May 1, 2026

What Does Mortgage in Principle Mean?

What does mortgage in principle mean? Learn what it shows, what it doesn't, how lenders assess it, and why it matters before you offer.
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Mortgage Genius

© 2023. All Rights Reserved. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Mortgage Genius is a trading style of Darren Gowland. Registered office: The Qube, Windward Way, Middlehaven, Middlesbrough, TS2 1QG.

 

Darren Gowland is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

 

Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.

 

Darren Gowland (No. 995392) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at  https://register.fca.org.uk/

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