Skip to content
Mortgage Genius
Category

Mortgage Tips

How to Avoid Mortgage Application Errors
October 16, 2026

How to Avoid Mortgage Application Errors

Learn how to avoid mortgage application errors, protect your credit profile and give your lender the accurate case they need to say yes with confidence.
by
Reservation Fee Guide for UK Home Buyers
October 14, 2026

Reservation Fee Guide for UK Home Buyers

Use this reservation fee guide to spot the difference between a holding deposit, new-build reservation and mortgage fee before your money is at risk today.
by
Does a Gifted Deposit Count for a Mortgage?
October 12, 2026

Does a Gifted Deposit Count for a Mortgage?

Does a gifted deposit count for a mortgage? Learn what lenders accept, the proof they need and the mistakes that can delay your purchase in the UK today.
by
What Is Mortgage Portability and Is It Worth It?
October 10, 2026

What Is Mortgage Portability and Is It Worth It?

What is mortgage portability? Learn how moving a loan works, the costs, affordability checks and the traps UK home movers should avoid before they commit.
by
NHS Staff Mortgages and What Lenders Assess
October 8, 2026

NHS Staff Mortgages and What Lenders Assess

NHS staff mortgages explained: how shifts, bank work, deposits and affordability affect your options - and how to avoid costly lender mistakes today.
by
How to Evidence Deposit Source for a Mortgage
October 6, 2026

How to Evidence Deposit Source for a Mortgage

Learn how to evidence deposit source for a mortgage, which documents lenders accept, and how to avoid delay when a purchase is on the line before exchange.
by
Maternity Leave Mortgage: What Lenders Check
October 4, 2026

Maternity Leave Mortgage: What Lenders Check

A maternity leave mortgage can be possible. See what UK lenders assess, how income is counted, and how to avoid mistakes before applying for a deal.
by
How to Use Mortgage Overpayments to Save More
October 2, 2026

How to Use Mortgage Overpayments to Save More

Learn how to use mortgage overpayments to cut interest, shorten your term and avoid costly mistakes before sending extra cash to your lender each month.
by
Mortgage Credit Checks: What Lenders Really See
September 30, 2026

Mortgage Credit Checks: What Lenders Really See

Mortgage credit checks can make or break an application. See what lenders review, how hard searches work and what to do before you apply for a deal now.
by
How to Prepare for Mortgage Valuation Properly
September 28, 2026

How to Prepare for Mortgage Valuation Properly

Learn how to prepare for mortgage valuation, what surveyors check and which quick fixes can protect your loan, purchase or remortgage plans with care.
by
« Older Articles
Mortgage Genius

© 2023. All Rights Reserved. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Mortgage Genius is a trading style of Darren Gowland. Registered office: The Qube, Windward Way, Middlehaven, Middlesbrough, TS2 1QG.

 

Darren Gowland is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

 

Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.

 

Darren Gowland (No. 995392) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at  https://register.fca.org.uk/

WordPress Theme by OptimizePress